Personal Checking Account Comparison
All of our checking accounts include:
| This cell left empty on purpose |
Regular |
NOW
(Negotiable Order of Withdrawal) |
Money Market Checking |
Senior Citizen
(60 and Older) |
Student Checking |
| Minimum Initial Deposit |
$100 |
$1,500 |
$5,000 |
$1.00 |
$1.00Please call for more information |
| Requirements to Avoid Service Charge |
$800 |
Requirements |
Requirements |
No minimum balance |
No minimum balance |
| No Monthly Service Charge |
|
|
|
Available |
Available |
| Service Charge Fees |
Fees |
|
Fees |
|
|
| Interest Bearing |
|
Available |
Available |
|
|
| Benefits |
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|
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Regular-Checking Anchor
Regular Checking
Regular Checking Benefits
Fees for Regular Checking
| Monthly Minimum Balance |
Monthly Charge |
| $800.00 or More |
No Monthly Service Charge |
| $700.00 - $799.99 |
$3.50 |
| $500.00 - $699.99 |
$7.00 |
| $499.99 - Below |
$8.00 |
NOW Checking Anchor
NOW Checking
- $1,500.00 required to open
- Service charge is based on a minimum statement cycle balance. In the event your minimum statement cycle balance falls below $1,500.00, you will be charged $10.00
- Interest will be forfeited for the number of days your balance is below $1,500.00
- 15 checks allowed to post each statement cycle at no charge; above the 15th check a charge of $.15 per check will be assessed
- Free eStatements
Money Market Checking Anchor
Money Market Checking
- $5,000.00 required to open
- Below $25,000 a service charge of $15.00 per month
- Interest forfeited on days below $1,500.00
- A $20.00 per item fee after 6 withdrawals
- Free eStatements
- Call for current interest rates
Senior Citizen Checking Anchor
Senior Citizen Checking
- No monthly service charge for senior citizens over age 60
- No minimum balance required
- Free Online Banking
- Direct Deposit accepted
- Free eStatements
Student Checking Anchor
Student Checking
- No monthly service charge for full time students (school ID required)
- No minimum balance required
- Free online banking
- Free eStatements