Personal Checking


Regular Checking

Fees for Regular Checking

Monthly Minimum BalanceMonthly Charge

$800.00 or More

No Monthly Service Charge

$700.00 - $799.99


$500.00 - $699.99


$499.99 - Below


Club 50 Checking

Club 50 Benefits

  • First 50 starter pack of personalized checks free
  • Up to eight money orders per year, no service charge
  • Up to 8 free stop payments per year
  • No monthly service charge for ATM card
  • $10 annual credit towards rental fee of safe deposit box
  • Free eStatements

Club 50 Fees

Monthly Minimum BalanceMonthly Charge

$100.00 - or More


$0.00 - $99.99


NOW Checking

Personal NOW Account Requirements

  • $1,500.00 required to open
  • Service charge is based on a minimum statement cycle balance. In the event your minimum statement cycle balance falls below $1,500.00, you will be charged $10.00
  • Interest will be forfeited for the number of days your balance is below $1,500.00
  • 15 checks allowed to post each statement cycle at no charge; above the 15th check a charge of $.15 per check will be assessed
  • Free eStatements

Money Market Checking

  • $5,000.00 required to open
  • Below $25,000 a service charge of $15.00 per month
  • Interest forfeited on days below $1,500.00
  • A $20.00 per item fee after 6 withdrawals
  • Free eStatements
  • Call for current interest rate

Senior Citizen Checking

  • No monthly service charge for senior citizens over age 60
  • No minimum balance required
  • Free Internet Banking
  • Direct Deposit accepted
  • Free eStatements

Student Checking

  • No monthly service charge for full time students (school ID required)
  • No minimum balance required
  • Free online banking
  • Free eStatements

Personal Checking Account Comparison

All of our checking accounts include

  • Free Online Banking
  • Direct Deposit Accepted
  • ATM/Debit Card - Some restrictions may apply
 RegularClub 50
(50 and Older)
(Negotiable Order of Withdrawal)
Money Market CheckingSenior Citizen
(60 and Older)
Student Checking

Minimum Initial Deposit







Requirements to Avoid Service Charge





No minimum balance

No minimum balance

No Monthly Service Charge


Service Charge Fees




Interest Bearing








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